{"id":4891,"date":"2023-11-16T12:47:11","date_gmt":"2023-11-16T17:47:11","guid":{"rendered":"https:\/\/www.lxcpallc.com\/?p=4891"},"modified":"2023-12-18T17:18:27","modified_gmt":"2023-12-18T22:18:27","slug":"%e7%be%8e%e5%9b%bd%e4%b8%aa%e4%ba%ba%e6%8a%a5%e7%a8%8e","status":"publish","type":"post","link":"https:\/\/www.lxcpallc.com\/cn\/%e7%be%8e%e5%9b%bd%e4%b8%aa%e4%ba%ba%e6%8a%a5%e7%a8%8e\/","title":{"rendered":"\u7f8e\u56fd\u4e2a\u4eba\u62a5\u7a0e | 2023"},"content":{"rendered":"<p>\u6bcf\u5e74\u76841\u6708 &#8211; 4\u670815\u53f7\uff0c\u662f\u7f8e\u56fd\u7684\u62a5\u7a0e\u5b63\u8282\u3002\u6240\u6709\u5c45\u6c11\u6216\u975e\u5c45\u6c11\u90fd\u9700\u8981\u5c65\u884c\u62a5\u7a0e\u7684\u4e49\u52a1\uff08\u4e2a\u522b\u60c5\u51b5\u9664\u5916\uff0c\u53ef\u4ee5\u53c2\u8003<a href=\"https:\/\/www.lxcpallc.com\/cn\/%E8%B0%81%E9%9C%80%E8%A6%81%E5%9C%A8%E7%BE%8E%E5%9B%BD%E6%8A%A5%E7%A8%8E%EF%BC%9F\/\">\u8fd9\u7bc7\u6587\u7ae0<\/a>\uff09\u3002\u867d\u7136\u8fd9\u662f\u4e00\u9879\u7e41\u7410\u7684\u4efb\u52a1\uff0c\u4f46\u4e86\u89e3\u62a5\u7a0e\u7684\u57fa\u672c\u539f\u7406\u4ee5\u53ca\u53ef\u7528\u7684\u51cf\u7a0e\u9879\u76ee\uff0c\u53ef\u4ee5\u5e2e\u52a9\u4f60\u6700\u5927\u7a0b\u5ea6\u5730\u51cf\u8f7b\u7a0e\u52a1\u8d1f\u62c5\u3002\u8fd9\u7bc7\u535a\u5ba2\u5c06\u4e3a\u4f60\u4ecb\u7ecd\u7f8e\u56fd\u4e2a\u4eba\u62a5\u7a0e\u7684\u57fa\u672c\u6d41\u7a0b\uff0c\u5e2e\u52a9\u8bfb\u8005\u66f4\u597d\u5730\u4e86\u89e3\u62a5\u7a0e\u8eab\u4efd\u3001\u7c7b\u522b\u3001\u7a0e\u7387\u3001\u62b5\u7a0e\u9879\u76ee\u548c\u5404\u9879\u7a0e\u52a1\u798f\u5229\u3002<\/p>\n\n\n\n<div class=\"wp-block-rank-math-toc-block has-ast-global-color-0-color has-text-color has-link-color wp-elements-369db08d4b9cd5e2ec024ef4b4ab0aea\" id=\"rank-math-toc\"><h2>Table of Contents<\/h2><nav><ul><li><a href=\"#\u4e2a\u4eba\u62a5\u7a0e\u57fa\u672c\u77e5\u8bc6\uff1a\">\u4e2a\u4eba\u62a5\u7a0e\u57fa\u672c\u77e5\u8bc6\uff1a<\/a><ul><li><a href=\"#1-\u6536\u96c6\u5fc5\u8981\u6587\u4ef6\uff1a\">1. \u6536\u96c6\u5fc5\u8981\u6587\u4ef6\uff1a<\/a><\/li><li><a href=\"#2-\u9009\u62e9\u62a5\u7a0e\u8eab\u4efd\uff1a\">2. \u9009\u62e9\u62a5\u7a0e\u8eab\u4efd\uff1a<\/a><\/li><li><a href=\"#3-\u4e2a\u4eba\u6240\u5f97\u7a0e\u7a0e\u7387\">3. \u4e2a\u4eba\u6240\u5f97\u7a0e\u7a0e\u7387<\/a><\/li><li><a href=\"#4-\u62a5\u7a0e\u8868\u683c\uff1a\">4. \u62a5\u7a0e\u8868\u683c\uff1a<\/a><\/li><\/ul><\/li><li><a href=\"#\u62b5\u7a0e\u9879\u76ee\uff1a\">\u62b5\u7a0e\u9879\u76ee\uff1a<\/a><ul><li><a href=\"#1-\u9009\u62e9\u6807\u51c6\u6263\u9664\u989d\uff08-standard-deduction-\uff0c\u6216\u9010\u9879\u6263\u9664\u989d\uff08-itemized-deductions-\uff1a\">1. \u9009\u62e9\u6807\u51c6\u6263\u9664\u989d\uff08Standard Deduction)\uff0c\u6216\u9010\u9879\u6263\u9664\u989d\uff08Itemized Deductions)\uff1a<\/a><\/li><li><a href=\"#2-\u9000\u4f11\u8d26\u6237\uff1a\">2. \u9000\u4f11\u8d26\u6237\uff1a<\/a><\/li><li><a href=\"#3-\u6559\u80b2\u82b1\u8d39\u7a0e\u6536\u62b5\u514d\uff1a\">3. \u6559\u80b2\u82b1\u8d39\u7a0e\u6536\u62b5\u514d\uff1a<\/a><\/li><li><a href=\"#4-\u513f\u7ae5\u7a0e\u6536\u62b5\u514d\uff08-child-tax-credit\uff09\uff1a\">4. \u513f\u7ae5\u7a0e\u6536\u62b5\u514d\uff08Child Tax Credit\uff09\uff1a<\/a><\/li><li><a href=\"#5-\u513f\u7ae5\u770b\u62a4\uff08-child-care-tax-credit\uff09-\u7a0e\u6536\u62b5\u514d\">5. \u513f\u7ae5\u770b\u62a4\uff08Child Care Tax Credit\uff09 \u7a0e\u6536\u62b5\u514d<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"\u4e2a\u4eba\u62a5\u7a0e\u57fa\u672c\u77e5\u8bc6\uff1a\">\u4e2a\u4eba\u62a5\u7a0e\u57fa\u672c\u77e5\u8bc6\uff1a<\/h2>\n\n\n\n<h5 class=\"wp-block-heading\" id=\"1-\u6536\u96c6\u5fc5\u8981\u6587\u4ef6\uff1a\">1. \u6536\u96c6\u5fc5\u8981\u6587\u4ef6\uff1a<\/h5>\n\n\n\n<p>\u5728\u5f00\u59cb\u62a5\u7a0e\u524d\uff0c\u786e\u4fdd\u4f60\u6536\u96c6\u4e86\u6240\u6709\u5fc5\u8981\u7684\u7a0e\u52a1\u6587\u4ef6\uff0c\u5982W-2\u8868\uff0c1099\u8868\uff0c1098\u8868\uff0cSchedule K-1 \u8868\uff0c\u7b49\u7b49\u5176\u5b83\u4e0e\u4f60\u7684\u6536\u5165\u6216\u82b1\u8d39\u76f8\u5173\u7684\u6587\u4ef6\u3002\u56e0\u4e3a\u4f60\u7684\u5927\u90e8\u5206\u6536\u5165\u4fe1\u606f\u7a0e\u52a1\u5c40\u90fd\u6709\u5907\u4efd\uff0c\u51c6\u5907\u597d\u8fd9\u4e9b\u6587\u4ef6\uff0c\u53ef\u4ee5\u786e\u4fdd\u7a0e\u8868\u80fd\u51c6\u786e\u65e0\u8bef\u5730\u7533\u62a5\u3002<\/p>\n\n\n\n<div style=\"height:15px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h5 class=\"wp-block-heading\" id=\"2-\u9009\u62e9\u62a5\u7a0e\u8eab\u4efd\uff1a\">2. \u9009\u62e9\u62a5\u7a0e\u8eab\u4efd\uff1a<\/h5>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:33.33%\">\n<figure class=\"wp-block-image aligncenter size-full\"><img fetchpriority=\"high\" decoding=\"async\" width=\"640\" height=\"427\" src=\"https:\/\/www.lxcpallc.com\/wp-content\/uploads\/Married-Filing-Jointly.jpg\" alt=\"\u7ed3\u5a5a\u5408\u62a5\" class=\"wp-image-4933\" srcset=\"https:\/\/www.lxcpallc.com\/wp-content\/uploads\/Married-Filing-Jointly.jpg 640w, https:\/\/www.lxcpallc.com\/wp-content\/uploads\/Married-Filing-Jointly-300x200.jpg 300w, https:\/\/www.lxcpallc.com\/wp-content\/uploads\/Married-Filing-Jointly-18x12.jpg 18w\" sizes=\"(max-width: 640px) 100vw, 640px\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\">\n<p>\u51b3\u5b9a\u4f60\u7684\u62a5\u7a0e\u8eab\u4efd\uff1a\u5355\u8eab\uff0c\u5bb6\u5ead\u6237\u4e3b\u7533\u62a5\uff0c\u5df2\u5a5a\u8054\u5408\u62a5\u7a0e\uff0c\u5df2\u5a5a\u5206\u5f00\u62a5\u7a0e\u3002\u62a5\u7a0e\u8eab\u4efd\u7684\u9009\u62e9\uff0c\u5c06\u5f71\u54cd\u4f60\u7684\u7a0e\u7387\u548c\u53ef\u7528\u7684\u7a0e\u6536\u62b5\u514d\u989d\u3002<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u5355\u8eab\uff08Single\uff09\uff1a \u6307\u672a\u7ed3\u5a5a\u6216\u4e0e\u914d\u5076\u5206\u5c45\u7684\u7eb3\u7a0e\u4eba\u3002<\/li>\n\n\n\n<li>\u5df2\u5a5a\u8054\u5408\u62a5\u7a0e\uff08Married Filing Jointly\uff09\uff1a \u5df2\u5a5a\u5e76\u9009\u62e9\u8054\u5408\u62a5\u7a0e\uff0c\u5408\u5e76\u592b\u59bb\u53cc\u65b9\u7684\u6536\u5165\u3002<\/li>\n\n\n\n<li>\u5df2\u5a5a\u5206\u5f00\u62a5\u7a0e\uff08Married Filing Separately\uff09\uff1a \u5df2\u5a5a\u4f46\u9009\u62e9\u5206\u5f00\u62a5\u7a0e\uff0c\u6bcf\u4f4d\u914d\u5076\u72ec\u7acb\u62a5\u7a0e\u3002<\/li>\n\n\n\n<li>\u5bb6\u5ead\u8d1f\u8d23\u4eba\uff08Head of Household\uff09\uff1a \u5355\u8eab\u7236\u6bcd\u6216\u5176\u4ed6\u7b26\u5408\u6761\u4ef6\u7684\u4e2a\u4eba\u53ef\u4ee5\u9009\u62e9\u6b64\u62a5\u7a0e\u8eab\u4efd\u3002<\/li>\n<\/ul>\n<\/div>\n<\/div>\n\n\n\n<div style=\"height:25px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h5 class=\"wp-block-heading\" id=\"3-\u4e2a\u4eba\u6240\u5f97\u7a0e\u7a0e\u7387\">3. \u4e2a\u4eba\u6240\u5f97\u7a0e\u7a0e\u7387<\/h5>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\">\n<ul class=\"wp-block-list\">\n<li>\u8054\u90a6\u4e2a\u4eba\u6240\u5f97\u7a0e\u7387\uff1a \u5206\u4e3a\u4e03\u4e2a\u6863\u6b21\uff0c\u6839\u636e\u7eb3\u7a0e\u4eba\u7684\u6536\u5165\u7531\u8f83\u4f4e\u7684\u767e\u5206\u6bd4\u9010\u6e10\u589e\u52a0\u5230\u8f83\u9ad8\u7684\u767e\u5206\u6bd4\uff08 10% &#8211; 37%\uff09\u3002\u5177\u4f53\u8054\u90a6\u4e2a\u4eba\u6240\u5f97\u7a0e\u7387\u53ef\u4ee5<a href=\"https:\/\/www.lxcpallc.com\/cn\/2023-%e4%b8%aa%e4%ba%ba%e6%8a%a5%e7%a8%8e%e7%a8%8e%e7%8e%87%e5%92%8c%e6%89%80%e5%be%97%e7%a8%8e%e7%ad%89%e7%ba%a7\/\"><mark class=\"has-inline-color has-ast-global-color-0-color\" style=\"background-color: rgba(0, 0, 0, 0);\">\u70b9\u51fb\u8fd9\u91cc<\/mark><\/a>\u3002<\/li>\n\n\n\n<li>\u5dde\u6240\u5f97\u7a0e\u7387\uff1a \u4e0d\u540c\u5dde\u6709\u4e0d\u540c\u7a0e\u7387\u548c\u5236\u5ea6\uff0c\u800c\u4e14\u5404\u4e2a\u5dde\u7684\u6240\u5f97\u7a0e\u7a0e\u7387\u548c\u653f\u7b56\u5dee\u5f02\u5f88\u5927\u3002\u5230\u76ee\u524d\u4e3a\u6b62\uff0c\u7f8e\u56fd\u67099\u4e2a\u5dde\u6ca1\u6709\u5dde\u6240\u5f97\u7a0e\uff08Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington, and Wyoming\uff09\u3002\u800c\u6709\u4e9b\u5dde\u6709\u591a\u4e2a\u7a0e\u6863\uff0c\u4f8b\u5982\uff1a\n<ul class=\"wp-block-list\">\n<li>\u52a0\u5dde\uff08California\uff09\uff1a\u52a0\u5dde\u6709\u591a\u4e2a\u6240\u5f97\u7a0e\u7a0e\u7387\uff0c\u6700\u9ad8\u4e3a13.3%\u3002\u7a0e\u7387\u968f\u6536\u5165\u6c34\u5e73\u7684\u63d0\u9ad8\u800c\u589e\u52a0\u3002<\/li>\n\n\n\n<li>\u7ebd\u7ea6\uff08New York\uff09\uff1a\u7ebd\u7ea6\u5dde\u7684\u6240\u5f97\u7a0e\u7a0e\u7387\u4e5f\u5206\u4e3a\u591a\u4e2a\u6863\u6b21\uff0c\u6700\u9ad8\u7a0e\u7387\u4e3a8.82%\u3002<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:33.33%\">\n<figure class=\"wp-block-image size-large is-resized\"><img decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/www.lxcpallc.com\/wp-content\/uploads\/partial-payment-twenty-five-25-226317-1024x1024.jpg\" alt=\"Tax Rate\" class=\"wp-image-2638\" style=\"width:286px;height:auto\" srcset=\"https:\/\/www.lxcpallc.com\/wp-content\/uploads\/partial-payment-twenty-five-25-226317-1024x1024.jpg 1024w, https:\/\/www.lxcpallc.com\/wp-content\/uploads\/partial-payment-twenty-five-25-226317-300x300.jpg 300w, https:\/\/www.lxcpallc.com\/wp-content\/uploads\/partial-payment-twenty-five-25-226317-150x150.jpg 150w, https:\/\/www.lxcpallc.com\/wp-content\/uploads\/partial-payment-twenty-five-25-226317-768x768.jpg 768w, https:\/\/www.lxcpallc.com\/wp-content\/uploads\/partial-payment-twenty-five-25-226317-12x12.jpg 12w, https:\/\/www.lxcpallc.com\/wp-content\/uploads\/partial-payment-twenty-five-25-226317.jpg 1280w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div style=\"height:25px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h5 class=\"wp-block-heading\" id=\"4-\u62a5\u7a0e\u8868\u683c\uff1a\">4. \u62a5\u7a0e\u8868\u683c\uff1a<\/h5>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:33.33%\">\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"662\" src=\"https:\/\/www.lxcpallc.com\/wp-content\/uploads\/\u8c01\u9700\u8981\u5728\u7f8e\u56fd\u62a5\u7a0e\uff1f-1024x662.jpg\" alt=\"\u8c01\u9700\u8981\u5728\u7f8e\u56fd\u62a5\u7a0e\uff1f\" class=\"wp-image-2788\" srcset=\"https:\/\/www.lxcpallc.com\/wp-content\/uploads\/\u8c01\u9700\u8981\u5728\u7f8e\u56fd\u62a5\u7a0e\uff1f-1024x662.jpg 1024w, https:\/\/www.lxcpallc.com\/wp-content\/uploads\/\u8c01\u9700\u8981\u5728\u7f8e\u56fd\u62a5\u7a0e\uff1f-300x194.jpg 300w, https:\/\/www.lxcpallc.com\/wp-content\/uploads\/\u8c01\u9700\u8981\u5728\u7f8e\u56fd\u62a5\u7a0e\uff1f-768x496.jpg 768w, https:\/\/www.lxcpallc.com\/wp-content\/uploads\/\u8c01\u9700\u8981\u5728\u7f8e\u56fd\u62a5\u7a0e\uff1f-16x10.jpg 16w, https:\/\/www.lxcpallc.com\/wp-content\/uploads\/\u8c01\u9700\u8981\u5728\u7f8e\u56fd\u62a5\u7a0e\uff1f.jpg 1315w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\">\n<p>\u9009\u62e9\u9002\u5f53\u7684\u62a5\u7a0e\u8868\u683c\uff0c\u586b\u5199\u76f8\u5173\u4fe1\u606f\uff0c\u7136\u540e\u63d0\u4ea4\u7ed9\u8054\u90a6\u7a0e\u52a1\u5c40\uff08IRS\uff09\u548c\u9700\u8981\u7684\u5dde\u7a0e\u52a1\u5c40\uff08\u6bcf\u4e2a\u5dde\u90fd\u6709\u81ea\u5df1\u7279\u5b9a\u7684\u4e2a\u4eba\u62a5\u7a0e\u8868\u683c\uff09\u3002<\/p>\n\n\n\n<p>\u8054\u90a6\u7a0e\u8868\u6709\u4ee5\u4e0b\u51e0\u79cd\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>1040\u8868\uff1a \u5927\u591a\u6570\u4e2a\u4eba\u4f7f\u7528\u7684\u6807\u51c6\u62a5\u7a0e\u8868\u683c\uff0c\u9002\u7528\u4e8e\u5404\u79cd\u62a5\u7a0e\u8eab\u4efd\u3002<\/li>\n\n\n\n<li>1040A\u8868\uff1a \u7b80\u5316\u7248\u62a5\u7a0e\u8868\u683c\uff0c\u9002\u7528\u4e8e\u7279\u5b9a\u6536\u5165\u548c\u6263\u9664\u9879\u7684\u7eb3\u7a0e\u4eba\u3002<\/li>\n\n\n\n<li>1040EZ\u8868\uff1a \u6700\u7b80\u5316\u7248\u62a5\u7a0e\u8868\u683c\uff0c\u9002\u7528\u4e8e\u6536\u5165\u8f83\u4f4e\u3001\u65e0\u5b50\u5973\u3001\u65e0\u623f\u4ea7\u7b49\u7b80\u5355\u60c5\u51b5\u7684\u7eb3\u7a0e\u4eba\u3002<\/li>\n\n\n\n<li>1040NR\u8868\uff1a\u975e\u7f8e\u56fd\u5c45\u6c11\uff0c\u6216\u8005\u56fd\u9645\u7559\u5b66\u751f\u9700\u8981\u4f7f\u7528\u7684\u62a5\u7a0e\u8868\u683c\u3002<\/li>\n<\/ul>\n<\/div>\n<\/div>\n\n\n\n<div style=\"height:35px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"\u62b5\u7a0e\u9879\u76ee\uff1a\">\u62b5\u7a0e\u9879\u76ee\uff1a<\/h2>\n\n\n\n<p>\u7f8e\u56fd\u7684\u62b5\u7a0e\u9879\u76ee\u4e3b\u8981\u5305\u62ec\uff0c\u5404\u79cd\u53ef\u4ee5\u51cf\u5c11\u7eb3\u7a0e\u4eba\u5e94\u7f34\u7a0e\u6b3e\u7684\u63aa\u65bd\u3002\u4ee5\u4e0b\u662f\u4e00\u4e9b\u5e38\u89c1\u7684\u7f8e\u56fd\u62b5\u7a0e\u9879\u76ee\uff1a<\/p>\n\n\n\n<h5 class=\"wp-block-heading\" id=\"1-\u9009\u62e9\u6807\u51c6\u6263\u9664\u989d\uff08-standard-deduction-\uff0c\u6216\u9010\u9879\u6263\u9664\u989d\uff08-itemized-deductions-\uff1a\">1. \u9009\u62e9\u6807\u51c6\u6263\u9664\u989d\uff08Standard Deduction)\uff0c\u6216\u9010\u9879\u6263\u9664\u989d\uff08Itemized Deductions)\uff1a<\/h5>\n\n\n\n<p>\u5728\u62a5\u7a0e\u7684\u65f6\u5019\uff0c\u9996\u5148\u9700\u8981\u9009\u62e9\uff1a\u6807\u51c6\u6263\u9664\u989d\uff0c\u6216\u662f\u9010\u9879\u6263\u9664\u989d\u3002\u4e00\u822c\u54ea\u4e2a\u989d\u5ea6\u66f4\u9ad8\uff0c\u5c31\u9009\u62e9\u54ea\u4e2a\u3002\u8fd9\u6837\u53ef\u4ee5\u66f4\u591a\u5730\u51cf\u514d\u7a0e\u8d39\u3002<\/p>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<p class=\"has-text-align-center\"><strong>\u6807\u51c6\u6263\u9664\u989d\uff08Standard Deduction)<\/strong><\/p>\n\n\n\n<p>\u6807\u51c6\u6263\u9664\u989d\u662f\u5728\u8ba1\u7b97\u7eb3\u7a0e\u4eba\u6240\u5f97\u7a0e\u65f6\uff0c\u53ef\u4ee5\u76f4\u63a5\u51cf\u53bb\u7684\u4e00\u7b14\u56fa\u5b9a\u91d1\u989d\u3002\u8fd9\u662f\u4e00\u79cd\u51cf\u514d\u5236\u5ea6\uff0c\u6709\u52a9\u4e8e\u51cf\u8f7b\u7eb3\u7a0e\u4eba\u7684\u7a0e\u52a1\u8d1f\u62c5\u3002\u6807\u51c6\u6263\u9664\u989d\u7684\u76ee\u7684\u662f\u8003\u8651\u5230\u6bcf\u4e2a\u7eb3\u7a0e\u4eba\u7684\u57fa\u672c\u751f\u6d3b\u5f00\u652f\uff0c\u5e76\u8ba9\u4ed6\u4eec\u5728\u8ba1\u7b97\u6240\u5f97\u7a0e\u65f6\u80fd\u591f\u51cf\u5c11\u5e94\u7f34\u7a0e\u6b3e\u3002<\/p>\n\n\n\n<p class=\"has-ast-global-color-1-color has-text-color has-link-color wp-elements-0bd3f3604eb16c1dc1c6db54b2cb27ee\">\u5728\u7f8e\u56fd\uff0c\u6807\u51c6\u6263\u9664\u989d\u662f\u8054\u90a6\u6240\u5f97\u7a0e\u5236\u5ea6\u4e2d\u7684\u4e00\u4e2a\u91cd\u8981\u6982\u5ff5\u3002\u6807\u51c6\u6263\u9664\u989d\u7684\u5177\u4f53\u6570\u989d\u53d6\u51b3\u4e8e\u7eb3\u7a0e\u4eba\u7684\u62a5\u7a0e\u72b6\u6001\uff08\u5982\u5355\u8eab\u3001\u5df2\u5a5a\u5171\u540c\u7533\u62a5\u3001\u5bb6\u5ead\u6237\u4e3b\u7533\u62a5\u7b49\uff09\u4ee5\u53ca\u5e74\u5ea6\u7684\u8c03\u6574\u3002\u6807\u51c6\u6263\u9664\u989d\u901a\u5e38\u4f1a\u5728\u6bcf\u4e2a\u7a0e\u5e74\u5ea6\u8fdb\u884c\u8c03\u6574\uff0c\u4ee5\u53cd\u6620\u901a\u8d27\u81a8\u80c0\u7b49\u56e0\u7d20\u7684\u53d8\u5316\u3002\u5177\u4f53\u7684\u6807\u51c6\u6263\u9664\u989d\u6570\u5b57\uff0c\u53ef\u4ee5\u70b9\u51fb<a href=\"https:\/\/www.irs.gov\/help\/ita\/how-much-is-my-standard-deduction\" target=\"_blank\" rel=\"noopener\">\u8fd9\u91cc\u67e5\u8be2<\/a>\u3002<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<p class=\"has-text-align-center\"><strong>\u9010\u9879\u6263\u9664\u989d\uff08Itemized Deductions)<\/strong><\/p>\n\n\n\n<p>\u9010\u9879\u6263\u9664\u989d\u6307\u7684\u662f\u7eb3\u7a0e\u4eba\u53ef\u4ee5\u4ece\u5176\u603b\u6536\u5165\u4e2d\u51cf\u53bb\u7684\u7279\u5b9a\u8d39\u7528\u6216\u652f\u51fa\u7684\u91d1\u989d\u3002\u5982\u679c\u9010\u9879\u6263\u9664\u989d\u5927\u4e8e\u6807\u51c6\u6263\u9664\u989d\uff0c\u7eb3\u7a0e\u4eba\u4f1a\u9009\u62e9\u9010\u9879\u6263\u9664, \u4ee5\u4e0b\u662f\u4e00\u4e9b\u5e38\u89c1\u7684\u8054\u90a6\u9010\u9879\u6263\u9664\u989d\u9879\u76ee\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\" id=\"block-57a0835b-8fb0-4d73-bf34-ede233522bf4\">\n<li>\u533b\u7597\u8d39\u7528\u6263\u9664\uff1a \u7eb3\u7a0e\u4eba\u53ef\u4ee5\u62b5\u6263\u8d85\u8fc7\u5176\u8c03\u6574\u540e\u603b\u6536\u5165\uff08Adjusted Gross Income\uff0cAGI\uff097.5% \u7684\u533b\u7597\u8d39\u7528\uff08\u5305\u62ec\u533b\u7597\u4fdd\u9669\u3001\u533b\u7597\u8d39\u7528\u548c\u5176\u4ed6\u76f8\u5173\u533b\u7597\u82b1\u8d39\uff09\u3002<\/li>\n\n\n\n<li>\u4f4f\u623f\u76f8\u5173\u7684\u6263\u9664\uff1a \u5305\u62ec\u623f\u8d37\u5229\u606f\uff0c\u5730\u7a0e\u7b49\u3002<\/li>\n\n\n\n<li>\u5dde\u548c\u5730\u65b9\u7a0e\u6536\u62b5\u514d\uff1a \u7eb3\u7a0e\u4eba\u53ef\u4ee5\u5728\u8054\u90a6\u7a0e\u6536\u4e2d\u6263\u9664\u652f\u4ed8\u7ed9\u5dde\u548c\u5730\u65b9\u653f\u5e9c\u7684\u7a0e\u6b3e\uff0c\u4f46\u662f\u603b\u989d\u6700\u9ad8$10,000\u3002<\/li>\n\n\n\n<li>\u6148\u5584\u6350\u8d60\u6263\u9664\uff1a \u5bf9\u4e8e\u5411\u5408\u683c\u6148\u5584\u673a\u6784\u6350\u8d60\u7684\u6b3e\u9879\uff0c\u53ef\u4ee5\u83b7\u5f97\u76f8\u5e94\u7684\u7a0e\u6536\u62b5\u514d<\/li>\n<\/ul>\n\n\n\n<p>\u4ee5\u4e0b\u7eb3\u7a0e\u4eba\u5219\u5fc5\u987b\u4f7f\u7528\u9010\u9879\u6263\u9664\u989d\uff0c\u56e0\u4e3a\u4ed6\u4eec\u65e0\u6743\u4f7f\u7528\u6807\u51c6\u6263\u9664\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u5df2\u5a5a\u5355\u72ec\u7533\u62a5\u7684\u5df2\u5a5a\u4e2a\u4eba\uff0c\u5176\u914d\u5076\u91c7\u7528\u4e86\u9010\u9879\u6263\u9664\u3002<\/li>\n\n\n\n<li>\u5728\u8be5\u5e74\u662f\u975e\u5c45\u6c11\u6216\u5177\u6709\u53cc\u91cd\u5c45\u6c11\u8eab\u4efd\u7684\u5916\u56fd\u4eba\uff08\u67d0\u4e9b\u4f8b\u5916\u60c5\u51b5\u9002\u7528\uff09\u3002<\/li>\n\n\n\n<li>\u7531\u4e8e\u5176\u5e74\u5ea6\u4f1a\u8ba1\u671f\u95f4\u7684\u53d8\u66f4\u800c\u4e3a\u5c11\u4e8e12\u4e2a\u6708\u7684\u65f6\u671f\u62a5\u7a0e\u7684\u4e2a\u4eba\u3002<\/li>\n\n\n\n<li>\u9057\u4ea7\u6216\u4fe1\u6258\u3001\u5171\u540c\u4fe1\u6258\u57fa\u91d1\u6216\u5408\u4f19\u4f01\u4e1a\u3002<\/li>\n<\/ul>\n<\/div>\n<\/div>\n\n\n\n<div style=\"height:25px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h5 class=\"wp-block-heading\" id=\"2-\u9000\u4f11\u8d26\u6237\uff1a\">2. \u9000\u4f11\u8d26\u6237\uff1a<\/h5>\n\n\n\n<p>\u5728\u7f8e\u56fd\uff0c\u53c2\u4e0e\u9000\u4f11\u8d26\u6237\u53ef\u4ee5\u5e26\u6765\u4e00\u4e9b\u7a0e\u6536\u4f18\u60e0\u3002\u4ee5\u4e0b\u662f\u4e24\u79cd\u5e38\u89c1\u7684\u9000\u4f11\u8d26\u6237\u7c7b\u578b\u53ca\u5176\u76f8\u5173\u7684\u7a0e\u6536\u4f18\u60e0\uff1a<\/p>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:33.33%\">\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"640\" height=\"213\" src=\"https:\/\/www.lxcpallc.com\/wp-content\/uploads\/2021\/01\/Retirement.jpg\" alt=\"\u9000\u4f11\" class=\"wp-image-1869\" srcset=\"https:\/\/www.lxcpallc.com\/wp-content\/uploads\/2021\/01\/Retirement.jpg 640w, https:\/\/www.lxcpallc.com\/wp-content\/uploads\/2021\/01\/Retirement-300x100.jpg 300w, https:\/\/www.lxcpallc.com\/wp-content\/uploads\/2021\/01\/Retirement-16x5.jpg 16w\" sizes=\"(max-width: 640px) 100vw, 640px\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\">\n<p><strong>\u4f20\u7edf\u4e2a\u4eba\u9000\u4f11\u8d26\u6237 (Traditional IRA \u6216\u8005 Traditional 401K)\uff1a<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u7a0e\u524d\u8d21\u732e\uff1a \u60a8\u53ef\u4ee5\u5c06\u4e00\u5b9a\u91d1\u989d\u7684\u6536\u5165\u4ee5\u7a0e\u524d\u65b9\u5f0f\u5b58\u5165\u4f20\u7edfIRA\u6216401K\uff0c\u5373\u5728\u8ba1\u7b97\u60a8\u7684\u53ef\u8c03\u6574\u603b\u6536\u5165\uff08AGI\uff09\u65f6\u53ef\u4ee5\u6263\u9664\u8fd9\u4e9b\u8d21\u732e\u989d\uff0c\u964d\u4f4e\u60a8\u7684\u7eb3\u7a0e\u57fa\u7840\u3002<\/li>\n\n\n\n<li>\u5ef6\u8fdf\u4ea4\u7a0e\uff1a \u60a8\u7684Traditional IRA \u6216\u8005 Traditional 401K \u8d26\u6237\u4e2d\u7684\u6295\u8d44\u548c\u589e\u503c\u662f\u5ef6\u540e\u4ea4\u7a0e\uff0c\u610f\u601d\u662f\uff1a\u76f4\u5230\u60a8\u53d6\u6b3e\u65f6\u624d\u4f1a\u88ab\u5f81\u7a0e\u3002<\/li>\n\n\n\n<li>\u7a0e\u6536\u60e9\u7f5a\uff1a \u5982\u679c\u60a8\u572859\u5c81\u534a\u4e4b\u524d\u63d0\u53d6IRA\u6216401K\u4e2d\u7684\u8d44\u91d1\uff0c\u53ef\u80fd\u9700\u8981\u652f\u4ed8\u63d0\u524d\u63d0\u53d6\u768410%\u7a0e\u6536\u60e9\u7f5a\u3002<\/li>\n<\/ul>\n\n\n\n<p><strong>\u7f57\u65af\u4e2a\u4eba\u9000\u4f11\u8d26\u6237 (Roth IRA \u6216\u8005 Roth 401K)\uff1a<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u7a0e\u540e\u8d21\u732e<strong>\uff1a<\/strong> \u60a8\u7684Roth IRA \u6216\u8005 Roth 401K \u7684\u8d21\u732e\u989d\u662f\u5df2\u7ecf\u7f34\u7eb3\u4e86\u7a0e\u7684\u8d44\u91d1\uff0c\u56e0\u6b64\u5728\u5b58\u5165\u65f6\u4e0d\u80fd\u5728\u8054\u90a6\u7a0e\u4e0a\u83b7\u5f97\u62b5\u514d\u3002<\/li>\n\n\n\n<li>\u589e\u503c\u514d\u7a0e<strong>\uff1a<\/strong> \u8fbe\u5230\u4e00\u5b9a\u6761\u4ef6\u4ee5\u540e\uff0c\u60a8\u7684Roth IRA \u6216\u8005 Roth 401K\u6295\u8d44\u589e\u503c\u662f\u514d\u7a0e\uff0c\u610f\u601d\u662f\uff1a\u53d6\u6b3e\u65f6\u4e0d\u7528\u4ea4\u7a0e\u3002<\/li>\n\n\n\n<li>\u63d0\u53d6\u7075\u6d3b\u6027\uff1a \u60a8\u53ef\u4ee5\u5728\u4efb\u4f55\u65f6\u5019\u4ece\u60a8\u7684\u8d21\u732e\u4e2d\u514d\u7a0e\u63d0\u53d6\uff0c\u4f46\u5bf9\u4e8e\u589e\u503c\u90e8\u5206\uff0c\u9700\u8981\u6ee1\u8db3\u4e00\u5b9a\u6761\u4ef6\uff0c\u5982\u5e74\u6ee159\u5c81\u534a\u3001\u9996\u6b21\u8d2d\u623f\u7b49\u3002<\/li>\n<\/ul>\n<\/div>\n<\/div>\n\n\n\n<div style=\"height:25px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h5 class=\"wp-block-heading\" id=\"3-\u6559\u80b2\u82b1\u8d39\u7a0e\u6536\u62b5\u514d\uff1a\">3. \u6559\u80b2\u82b1\u8d39\u7a0e\u6536\u62b5\u514d\uff1a<\/h5>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\">\n<p><strong>\u7f8e\u56fd\u6559\u80b2\u62b5\u514d\uff08American Opportunity Credit\uff09\uff1a<\/strong> \u8fd9\u4e2a\u7a0e\u6536\u62b5\u514d\u9002\u7528\u4e8e\u652f\u4ed8\u5b69\u5b50\u5927\u5b66\u5b66\u8d39\u548c\u76f8\u5173\u8d39\u7528\u7684\u5bb6\u957f\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u6700\u9ad8\u53ef\u62b5\u514d\u91d1\u989d\u4e3a\uff1a\u6bcf\u540d\u5b66\u751f\u6bcf\u5e74\u7684\u524d$2,000\u5b66\u8d39\u548c\u76f8\u5173\u8d39\u7528100% \u62b5\u6263\uff0c\u4ee5\u53ca25% \u63a5\u4e0b\u6765\u7684$2,000\u7684\u5b66\u8d39\u548c\u76f8\u5173\u8d39\u7528\uff0c\u6700\u9ad8\u4e3a $2,500.<\/li>\n\n\n\n<li>\u9002\u7528\u4e8e\u5927\u5b66\u7684\u524d\u56db\u5e74\uff0c\u8d44\u683c\u8981\u6c42\u5305\u62ec\uff1a\u5b66\u751f\u5fc5\u987b\u662f\u81f3\u5c11Half-Time\u672c\u79d1\u751f\uff0c\u5e76\u4e14\u7b26\u5408\u4e00\u5b9a\u7684\u5bb6\u5ead\u6536\u5165\u6807\u51c6\u3002<\/li>\n<\/ul>\n\n\n\n<p><strong>\u751f\u6daf\u6559\u80b2\u62b5\u514d\uff08Lifetime Learning Credit\uff09\uff1a<\/strong> \u8fd9\u662f\u4e00\u4e2a\u66f4\u52a0\u5e7f\u6cdb\u9002\u7528\u7684\u6559\u80b2\u62b5\u514d\uff0c\u4e0d\u4ec5\u9002\u7528\u4e8e\u5927\u5b66\uff0c\u8fd8\u9002\u7528\u4e8e\u5176\u4ed6\u5f62\u5f0f\u7684\u7ee7\u7eed\u6559\u80b2\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u6700\u9ad8\u53ef\u62b5\u514d\u91d1\u989d\u4e3a\uff1a\u6bcf\u5bb6\u5ead\u6bcf\u5e74\u768420% \u5b66\u8d39\u548c\u76f8\u5173\u8d39\u7528\uff0c\u6700\u9ad8\u4e3a$2,000\u3002<\/li>\n\n\n\n<li>\u6ca1\u6709\u5b66\u5e74\u6570\u7684\u9650\u5236\uff0c\u53ef\u4ee5\u7528\u4e8e\u4efb\u4f55\u5e74\u7ea7\u6216\u5b66\u5e74\u3002<\/li>\n<\/ul>\n\n\n\n<p><strong>\u6559\u80b2\u50a8\u84c4\u8d26\u6237\uff08Education Savings Accounts, ESA\uff09\u548c529 Plan \u8ba1\u5212\uff1a<\/strong> \u8fd9\u4e9b\u8ba1\u5212\u5141\u8bb8\u5bb6\u5ead\u4ee5\u7a0e\u540e\u6536\u5165\u50a8\u84c4\uff0c\u7528\u4e8e\u652f\u4ed8\u53d7\u76ca\u4eba\u7684\u5408\u683c\u6559\u80b2\u8d39\u7528\u3002\u6295\u8d44\u589e\u503c\u901a\u5e38\u662f\u514d\u7a0e\u7684\u3002<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:33.33%\">\n<figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"675\" src=\"https:\/\/www.lxcpallc.com\/wp-content\/uploads\/2020\/10\/fatigued-young-laptop-1822678-1024x675.jpg\" alt=\"\u7559\u5b66\u751f\u62a5\u7a0e\" class=\"wp-image-464\" srcset=\"https:\/\/www.lxcpallc.com\/wp-content\/uploads\/2020\/10\/fatigued-young-laptop-1822678-1024x675.jpg 1024w, https:\/\/www.lxcpallc.com\/wp-content\/uploads\/2020\/10\/fatigued-young-laptop-1822678-300x198.jpg 300w, https:\/\/www.lxcpallc.com\/wp-content\/uploads\/2020\/10\/fatigued-young-laptop-1822678-768x506.jpg 768w, https:\/\/www.lxcpallc.com\/wp-content\/uploads\/2020\/10\/fatigued-young-laptop-1822678.jpg 1280w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<div style=\"height:25px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h5 class=\"wp-block-heading\" id=\"4-\u513f\u7ae5\u7a0e\u6536\u62b5\u514d\uff08-child-tax-credit\uff09\uff1a\">4. \u513f\u7ae5\u7a0e\u6536\u62b5\u514d\uff08Child Tax Credit\uff09\uff1a<\/h5>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u91d1\u989d\uff1a Child Tax Credit \u662f\u4e00\u9879\u9488\u5bf9\u6709\u8d44\u683c\u7684\u5b69\u5b50\u7684\u7a0e\u6536\u62b5\u514d\uff0c\u6700\u9ad8\u91d1\u989d\u4e3a\u6bcf\u4e2a\u7b26\u5408\u6761\u4ef6\u7684\u5b69\u5b50$2,000\u3002<\/li>\n\n\n\n<li>\u8d44\u683c\uff1a \u5b50\u5973\u5fc5\u987b\u7b26\u5408\u4e00\u5b9a\u7684\u8d44\u683c\u6807\u51c6\uff0c\u5305\u62ec\uff1a\u7f8e\u56fd\u516c\u6c11\u6216\u7eff\u5361\uff0c\u5e74\u9f8417\u5c81\u4ee5\u4e0b\u3001\u4e0e\u7eb3\u7a0e\u4eba\u7684\u5173\u7cfb\uff0c\u4ee5\u53ca\u662f\u5426\u5c45\u4f4f\u5728\u4e00\u8d77\uff0c\u662f\u5426\u63d0\u4f9b\u4e86\u8db3\u591f\u7684\u629a\u517b\u7b49\u7b49\u3002<\/li>\n\n\n\n<li>\u53ef\u9000\u8fd8\u90e8\u5206\uff1a \u6700\u591a\u53ef\u6709$1,600\u7684\u53ef\u9000\u8fd8\u90e8\u5206\uff0c\u8fd9\u610f\u5473\u7740\u5982\u679c\u62b5\u514d\u91d1\u989d\u8d85\u8fc7\u60a8\u7684\u7eb3\u7a0e\u8d23\u4efb\uff0c\u591a\u4f59\u7684\u91d1\u989d\u53ef\u4ee5\u8fd4\u8fd8\u7ed9\u60a8\u3002<\/li>\n<\/ul>\n\n\n\n<div style=\"height:25px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h5 class=\"wp-block-heading\" id=\"5-\u513f\u7ae5\u770b\u62a4\uff08-child-care-tax-credit\uff09-\u7a0e\u6536\u62b5\u514d\">5. \u513f\u7ae5\u770b\u62a4\uff08Child Care Tax Credit\uff09 \u7a0e\u6536\u62b5\u514d<\/h5>\n\n\n\n<p>\u513f\u7ae5\u770b\u62a4\uff08Child and Dependent Care Tax Credit\uff09\u7684\u7a0e\u6536\u62b5\u514d\uff0c\u65e8\u5728\u5e2e\u52a9\u5bb6\u5ead\u964d\u4f4e\u56e0\u4e3a\u652f\u4ed8\u513f\u7ae5\u770b\u62a4\u8d39\u7528\u800c\u4ea7\u751f\u7684\u7a0e\u8d1f\uff1a<\/p>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:33.33%\">\n<figure class=\"wp-block-image aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"600\" height=\"399\" src=\"https:\/\/www.lxcpallc.com\/wp-content\/uploads\/2021\/01\/children.jpg\" alt=\"\u5b69\u5b50\" class=\"wp-image-1867\" srcset=\"https:\/\/www.lxcpallc.com\/wp-content\/uploads\/2021\/01\/children.jpg 600w, https:\/\/www.lxcpallc.com\/wp-content\/uploads\/2021\/01\/children-300x200.jpg 300w, https:\/\/www.lxcpallc.com\/wp-content\/uploads\/2021\/01\/children-16x12.jpg 16w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\">\n<ul class=\"wp-block-list\">\n<li>\u9002\u7528\u5bf9\u8c61\uff1a \u8be5\u62b5\u514d\u9002\u7528\u4e8e\u56e0\u4e3a\u5de5\u4f5c\u6216\u5bfb\u627e\u5de5\u4f5c\u800c\u652f\u4ed8\u7684\u513f\u7ae5\uff0812\u5c81\u4ee5\u4e0b\uff09\u7167\u987e\u8d39\u7528\u3002<\/li>\n\n\n\n<li>\u6700\u5927\u62b5\u514d\u989d\uff1a \u53ef\u62b5\u514d\u7684\u6700\u5927\u91d1\u989d\u53d6\u51b3\u4e8e\u5bb6\u5ead\u7684\u7167\u987e\u8d39\u7528\u652f\u51fa\u548c\u5bb6\u5ead\u7684\u8c03\u6574\u603b\u6536\u5165\uff08AGI\uff09\u3002\u901a\u5e38\uff0c\u53ef\u4ee5\u62b5\u514d\u7684\u8d39\u7528\u4e0a\u9650\u4e3a\u4e00\u4e2a\u8d44\u683c\u513f\u7ae5\u7684\u7167\u987e\u8d39\u7528\u7684\u4e00\u5b9a\u6bd4\u4f8b\uff0820%\u81f335%\u4e4b\u95f4\uff09\u3002<\/li>\n\n\n\n<li>\u8d44\u683c\u8981\u6c42\u5305\u62ec\uff1a\n<ul class=\"wp-block-list\">\n<li>\u7eb3\u7a0e\u4eba\u548c\/\u6216\u5176\u914d\u5076\u5fc5\u987b\u6709\u6536\u5165\u3002<\/li>\n\n\n\n<li>\u7eb3\u7a0e\u4eba\u5fc5\u987b\u652f\u4ed8\u513f\u7ae5\u770b\u62a4\u8d39\u7528\u4ee5\u4fbf\u80fd\u591f\u5de5\u4f5c\u6216\u5bfb\u627e\u5de5\u4f5c\u3002<\/li>\n\n\n\n<li>\u513f\u7ae5\u5fc5\u987b\u662f\u7eb3\u7a0e\u4eba\u7684\u5b50\u5973\u3001\u7ee7\u5b50\/\u7ee7\u5973\u3001\u5144\u5f1f\u59d0\u59b9\u7b49\u3002<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li>\u62b5\u514d\u8ba1\u7b97\uff1a \u57fa\u4e8e\u5bb6\u5ead\u7684\u8c03\u6574\u603b\u6536\u5165\uff08AGI\uff09\u3001\u513f\u7ae5\u770b\u62a4\u8d39\u7528\u652f\u51fa\u3001\u4ee5\u53ca\u5176\u4ed6\u76f8\u5173\u56e0\u7d20\u3002\u8ba1\u7b97\u6bd4\u8f83\u590d\u6742\uff0c\u5efa\u8bae\u54a8\u8be2\u7a0e\u52a1\u4e13\u4e1a\u4eba\u58eb\u4ee5\u786e\u4fdd\u51c6\u786e\u6027\u3002<\/li>\n\n\n\n<li>\u53ef\u9000\u8fd8\u6027\uff1a \u8fd9\u4e2a\u62b5\u514d\u662f\u53ef\u9000\u8fd8\u6027\u7684\uff0c\u8fd9\u610f\u5473\u7740\u5982\u679c\u62b5\u514d\u91d1\u989d\u8d85\u8fc7\u4e86\u7eb3\u7a0e\u4eba\u7684\u7a0e\u6b3e\uff0c\u591a\u4f59\u7684\u90e8\u5206\u53ef\u4ee5\u8fd4\u8fd8\u7ed9\u7eb3\u7a0e\u4eba\u3002<\/li>\n<\/ul>\n<\/div>\n<\/div>\n\n\n\n<div style=\"height:25px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>\u5982\u679c\u60a8\u7684\u6536\u5165\u8fd8\u6d89\u53ca\u5230\u623f\u5c4b\u51fa\u79df\uff0c\u80a1\u7968\u6216\u516c\u53f8\u6295\u8d44\uff0c\u81ea\u96c7\u6536\u5165\u7b49\u7b49\uff0c\u5efa\u8bae\u54a8\u8be2\u7a0e\u52a1\u4e13\u4e1a\u4eba\u58eb\u5173\u4e8e\u76f8\u5bf9\u5e94\u7684\u62b5\u7a0e\u9879\u76ee\u3002<\/p>\n\n\n\n<p>\u62a5\u7a0e\u53ef\u80fd\u770b\u8d77\u6765\u590d\u6742\uff0c\u4f46\u901a\u8fc7\u4e86\u89e3\u57fa\u672c\u6d41\u7a0b\u548c\u51cf\u7a0e\u673a\u4f1a\uff0c\u4f60\u53ef\u4ee5\u66f4\u597d\u5730\u638c\u63e1\u81ea\u5df1\u7684\u8d22\u52a1\u72b6\u51b5\u3002\u5728\u62a5\u7a0e\u524d\uff0c\u5efa\u8bae\u54a8\u8be2\u4e13\u4e1a\u7a0e\u52a1\u987e\u95ee\uff0c\u4ee5\u786e\u4fdd\u4f60\u5145\u5206\u5229\u7528\u6240\u6709\u53ef\u7528\u7684\u51cf\u7a0e\u673a\u4f1a\uff0c\u5e76\u9075\u5faa\u6700\u65b0\u7684\u7a0e\u6cd5\u89c4\u5b9a\u3002\u62a5\u7a0e\u662f\u4e00\u9879\u91cd\u8981\u7684\u5e74\u5ea6\u4efb\u52a1\uff0c\u4f46\u4e5f\u662f\u7ba1\u7406\u8d22\u52a1\u7684\u91cd\u8981\u4e00\u73af\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-wide\"\/>\n\n\n\n<p><strong>\u5982\u679c\u60a8\u6709\u4efb\u4f55\u7a0e\u52a1\u95ee\u9898\uff0c\u53ef\u4ee5<a href=\"https:\/\/www.lxcpallc.com\/cn\/%e8%81%94%e7%b3%bb%e6%88%91%e4%bb%ac\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u70b9\u51fb\u8fd9\u91cc<\/a>\uff0c\u6216\u8005\u901a\u8fc7\u4ee5\u4e0b\u65b9\u5f0f\u8054\u7cfb\u6211\u4eec\uff0c\u6211\u4eec\u63d0\u4f9b\u9996\u6b21\u514d\u8d39\u54a8\u8be2\u670d\u52a1\u3002<\/strong><\/p>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\">\n<ul class=\"wp-block-list\">\n<li>\u7535\u8bdd\uff1a\uff08929\uff09888-7558<\/li>\n\n\n\n<li>\u4f20\u771f\uff1a\uff08917\uff09810-2372<\/li>\n\n\n\n<li>\u90ae\u4ef6\uff1ainfo@lxcpallc.com<\/li>\n\n\n\n<li>https:\/\/www.lxcpallc.com\/contact-us\/<\/li>\n<\/ul>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:33.33%\">\n<figure class=\"wp-block-image aligncenter is-resized\"><img decoding=\"async\" src=\"https:\/\/www.lxcpallc.com\/wp-content\/uploads\/2021\/01\/%E5%BE%AE%E4%BF%A1%E4%BA%8C%E7%BB%B4%E7%A0%81.jpg\" alt=\"\u5fae\u4fe1\u4e8c\u7ef4\u7801\" class=\"wp-image-1896\" style=\"width:158px;height:auto\"\/><\/figure>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>\u6bcf\u5e74\u76841\u6708 &#8211; 4\u670815\u53f7\uff0c\u662f\u7f8e\u56fd\u7684\u62a5\u7a0e\u5b63\u8282\u3002\u6240\u6709\u5c45\u6c11\u6216\u975e\u5c45\u6c11\u90fd\u9700\u8981\u5c65\u884c\u62a5\u7a0e\u7684\u4e49\u52a1\uff08\u4e2a\u522b\u60c5\u51b5\u9664\u5916\uff0c\u53ef\u4ee5\u53c2\u8003\u8fd9\u7bc7\u6587\u7ae0\uff09\u3002\u867d\u7136\u8fd9\u662f\u4e00\u9879\u7e41\u7410\u7684\u4efb\u52a1\uff0c\u4f46\u4e86\u89e3\u62a5\u7a0e\u7684\u57fa\u672c\u539f\u7406\u4ee5\u53ca\u53ef\u7528\u7684\u51cf\u7a0e\u9879\u76ee\uff0c\u53ef\u4ee5\u5e2e\u52a9\u4f60\u6700\u5927\u7a0b\u5ea6\u5730\u51cf\u8f7b\u7a0e\u52a1\u8d1f\u62c5\u3002\u8fd9\u7bc7\u535a\u5ba2\u5c06\u4e3a\u4f60\u4ecb\u7ecd\u7f8e\u56fd\u4e2a\u4eba\u62a5\u7a0e\u7684\u57fa\u672c\u6d41\u7a0b\uff0c\u5e2e\u52a9\u8bfb\u8005\u66f4\u597d\u5730\u4e86\u89e3\u62a5\u7a0e\u8eab\u4efd\u3001\u7c7b\u522b\u3001\u7a0e\u7387\u3001\u62b5\u7a0e\u9879\u76ee\u548c\u5404\u9879\u7a0e\u52a1\u798f\u5229\u3002 \u4e2a\u4eba\u62a5\u7a0e\u57fa\u672c\u77e5\u8bc6\uff1a 1. 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\u6807\u51c6\u6263\u9664\u989d\u662f\u5728\u8ba1\u7b97\u7eb3\u7a0e\u4eba\u6240\u5f97\u7a0e\u65f6\uff0c\u53ef\u4ee5\u76f4\u63a5\u51cf\u53bb\u7684\u4e00\u7b14\u56fa\u5b9a\u91d1\u989d\u3002\u8fd9\u662f\u4e00\u79cd\u51cf\u514d\u5236\u5ea6\uff0c\u6709\u52a9\u4e8e\u51cf\u8f7b\u7eb3\u7a0e\u4eba\u7684\u7a0e\u52a1\u8d1f\u62c5\u3002\u6807\u51c6\u6263\u9664\u989d\u7684\u76ee\u7684\u662f\u8003\u8651\u5230\u6bcf\u4e2a\u7eb3\u7a0e\u4eba\u7684\u57fa\u672c\u751f\u6d3b\u5f00\u652f\uff0c\u5e76\u8ba9\u4ed6\u4eec\u5728\u8ba1\u7b97\u6240\u5f97\u7a0e\u65f6\u80fd\u591f\u51cf\u5c11\u5e94\u7f34\u7a0e\u6b3e\u3002 \u5728\u7f8e\u56fd\uff0c\u6807\u51c6\u6263\u9664\u989d\u662f\u8054\u90a6\u6240\u5f97\u7a0e\u5236\u5ea6\u4e2d\u7684\u4e00\u4e2a\u91cd\u8981\u6982\u5ff5\u3002\u6807\u51c6\u6263\u9664\u989d\u7684\u5177\u4f53\u6570\u989d\u53d6\u51b3\u4e8e\u7eb3\u7a0e\u4eba\u7684\u62a5\u7a0e\u72b6\u6001\uff08\u5982\u5355\u8eab\u3001\u5df2\u5a5a\u5171\u540c\u7533\u62a5\u3001\u5bb6\u5ead\u6237\u4e3b\u7533\u62a5\u7b49\uff09\u4ee5\u53ca\u5e74\u5ea6\u7684\u8c03\u6574\u3002\u6807\u51c6\u6263\u9664\u989d\u901a\u5e38\u4f1a\u5728\u6bcf\u4e2a\u7a0e\u5e74\u5ea6\u8fdb\u884c\u8c03\u6574\uff0c\u4ee5\u53cd\u6620\u901a\u8d27\u81a8\u80c0\u7b49\u56e0\u7d20\u7684\u53d8\u5316\u3002\u5177\u4f53\u7684\u6807\u51c6\u6263\u9664\u989d\u6570\u5b57\uff0c\u53ef\u4ee5\u70b9\u51fb\u8fd9\u91cc\u67e5\u8be2\u3002 \u9010\u9879\u6263\u9664\u989d\uff08Itemized Deductions) \u9010\u9879\u6263\u9664\u989d\u6307\u7684\u662f\u7eb3\u7a0e\u4eba\u53ef\u4ee5\u4ece\u5176\u603b\u6536\u5165\u4e2d\u51cf\u53bb\u7684\u7279\u5b9a\u8d39\u7528\u6216\u652f\u51fa\u7684\u91d1\u989d\u3002\u5982\u679c\u9010\u9879\u6263\u9664\u989d\u5927\u4e8e\u6807\u51c6\u6263\u9664\u989d\uff0c\u7eb3\u7a0e\u4eba\u4f1a\u9009\u62e9\u9010\u9879\u6263\u9664, \u4ee5\u4e0b\u662f\u4e00\u4e9b\u5e38\u89c1\u7684\u8054\u90a6\u9010\u9879\u6263\u9664\u989d\u9879\u76ee\uff1a \u4ee5\u4e0b\u7eb3\u7a0e\u4eba\u5219\u5fc5\u987b\u4f7f\u7528\u9010\u9879\u6263\u9664\u989d\uff0c\u56e0\u4e3a\u4ed6\u4eec\u65e0\u6743\u4f7f\u7528\u6807\u51c6\u6263\u9664\uff1a 2. \u9000\u4f11\u8d26\u6237\uff1a \u5728\u7f8e\u56fd\uff0c\u53c2\u4e0e\u9000\u4f11\u8d26\u6237\u53ef\u4ee5\u5e26\u6765\u4e00\u4e9b\u7a0e\u6536\u4f18\u60e0\u3002\u4ee5\u4e0b\u662f\u4e24\u79cd\u5e38\u89c1\u7684\u9000\u4f11\u8d26\u6237\u7c7b\u578b\u53ca\u5176\u76f8\u5173\u7684\u7a0e\u6536\u4f18\u60e0\uff1a \u4f20\u7edf\u4e2a\u4eba\u9000\u4f11\u8d26\u6237 (Traditional IRA \u6216\u8005 Traditional 401K)\uff1a \u7f57\u65af\u4e2a\u4eba\u9000\u4f11\u8d26\u6237 (Roth IRA \u6216\u8005 Roth 401K)\uff1a 3. \u6559\u80b2\u82b1\u8d39\u7a0e\u6536\u62b5\u514d\uff1a \u7f8e\u56fd\u6559\u80b2\u62b5\u514d\uff08American Opportunity Credit\uff09\uff1a \u8fd9\u4e2a\u7a0e\u6536\u62b5\u514d\u9002\u7528\u4e8e\u652f\u4ed8\u5b69\u5b50\u5927\u5b66\u5b66\u8d39\u548c\u76f8\u5173\u8d39\u7528\u7684\u5bb6\u957f\uff1a [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":4898,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center 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